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Could your family cope if you couldn't work?

...choose Cranfield Mortgages.

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Critical Illness Insurance will pay the policy holder a lump sum on diagnosis of one of a specified illnesses – the illnesses covered vary but generally include the major illnesses like cancer, heart attack and stroke to deafness, loss of limb or loss of sight.

The Lump Sum can be used however you like but is often used to repay or reduce the burden of a large debt (like a mortgage) or even pay for household bills and cover potential medical expenses.

It can be combined with a Life Assurance Policy so that a lump sum is paid out in the event of death or earlier diagnosis of a critical illness of the policyholder.

Why do you need it

Advances in medical science mean that more people are now surviving serious illness. While this is good news, many people are faced with the realisation that they may not be able to return to work, or indeed, wish to.

Critical Illness is similar, to Life Insurance with the difference being the insured person is still alive.

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Cranfield Mortgages is a trading name of Just Mortgages Direct Ltd, which is an appointed representative of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Just Mortgages Direct Ltd registered office: Colwyn House, Sheepen Place, Colchester, Essex, CO3 3LD Registered in England & Wales No 2412345.

Openwork Limited and Openwork Market Solutions Limited are separate companies within the Openwork Group. Openwork Market Solutions Limited is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales under registered number 03794658. Registered office: Washington House, Lydiard Fields, Swindon, SN5 8UB. Openwork Limited is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales under registered number 04399725. Registered office: Washington House, Lydiard Fields, Swindon, SN5 8UB

Your home/property may be repossessed if you do not keep up repayments on your mortgage

Some buy to let mortgages are not regulated by the Financial Conduct Authority